International Cash Pooling Implementation checklist

Unlock smarter liquidity management, reduce costs, and gain centralized control across global operations

International Cash Pooling Matters

Unlock smarter liquidity management, reduce costs, and gain centralized control across global operations

Key Steps to Unlock Global Liquidity Efficiency

Key Steps to Unlock Global Liquidity Efficiency

Key Steps to Unlock Global Liquidity Efficiency

The future of cash management

The future of cash management

ABOUT PALM

ABOUT PALM

Palm is an AI-powered platform that optimises liquidity with cash flow insights and intelligent fund management

Implementing an international cash pooling structure is complex—but with the right checks in place, it becomes a powerful tool for optimizing global liquidity, reducing costs, and enhancing treasury control. Use this checklist to navigate regional regulations, align your banking and technology setup, and build a flexible, future-ready pooling model that adapts to your organization’s evolving needs.

1. Assess Liquidity & Structure

  • Map cash flow needs across entities

  • Choose centralized or decentralized treasury model

  • Identify trapped cash in restrictive countries

2. Understand Regulations

  • Research pooling permissions by country

  • Start in regions with simpler rules (e.g. Europe)

  • Align with local legal and compliance requirements

3. Address Tax Implications

  • Ensure transfer pricing is arm’s length

  • Check for withholding taxes on interest flows

  • Document all intercompany cash movements

4. Select the Right Pooling Model

  • Choose: physical, notional, or hybrid

  • Plan for multi-currency requirements

  • Match structure to business needs

5. Choose the Right Banking Partners

  • Work with banks licensed in all regions

  • Compare fees and services

  • Confirm tech and reporting capabilities

6. Set Up Treasury Technology

  • Implement a TMS that supports pooling

  • Enable automation and visibility

  • Monitor intercompany balances

7. Define Operations & Monitoring

  • Create master account hierarchy

  • Set target balances

  • Regularly review and adjust for performance

8. Check Regional Requirements

  • EU: Ensure ATAD compliance

  • Asia: Follow local FX and pooling rules

  • LatAm: Watch for transfer restrictions

4 Essentials for a successful implementation

4 Essentials for a successful implementation

4 Essentials for a successful implementation

1. Start with a Strategic Foundation

Assess liquidity needs, choose the right treasury structure, and identify trapped cash early to avoid costly roadblocks.

2. Navigate Local Rules with Confidence
2. Navigate Local Rules with Confidence

Gain a deep understanding of regional regulations, legal constraints, and tax implications—ensuring full compliance and minimizing friction is essential

3. Choose Scalable Models and Partners
3. Choose Scalable Models and Partners

Select pooling models and banking partners that align with your operational needs and growth plans across currencies and geographies

4. Leverage Technology for Control
4. Leverage Technology for Control

Use treasury systems to automate flows, gain visibility, and continuously monitor performance for long-term efficiency

The future of cash management

ABOUT PALM

Palm is an AI-powered platform that optimises liquidity with cash flow insights and intelligent fund management

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© Copyright 2025, All Rights Reserved by Palm Technologies Limited