Cash Visibility

What is cash visibility?

Cash visibility is the ability to see your company's complete cash position; across every bank account, entity, and currency in real time. It tells you exactly how much cash you have, where it sits, and what's moving.

Without cash visibility, finance teams work from yesterday's data. Decisions get made on spreadsheet snapshots that are already outdated. With it, you know your position at any moment and can act on it.

Why cash visibility matters

Treasury teams without real-time cash visibility face the same problems: missed investment windows, unexpected overdrafts, idle cash sitting undetected in subsidiary accounts, and hours spent chasing data before a simple question can be answered.

Cash visibility fixes this. When you can see your full position instantly, you can:

Deploy idle cash instead of leaving it dormant
Spot liquidity gaps before they become crises
Answer the CFO's cash question in seconds, not hours
Separate restricted cash from free cash without manual bank reconciliation

For companies operating across multiple entities or geographies, cash visibility isn't a nice-to-have. It's the baseline for treasury control.

What makes cash visibility hard

Most companies don't have a cash visibility problem because the data doesn't exist. They have a cash visibility problem because the data is scattered: across ERPs, multiple banking portals, subsidiary systems, and spreadsheets.

How AI improves cash visibility

Modern treasury platforms use AI to connect fragmented data sources into a single, live view of your cash. Instead of manually pulling bank statements and reconciling ledgers, you get an automatic feed that's normalised, categorised, and updated throughout the day.

Palm connects your ERP, TMS, and banking data into one dynamic cash picture. See cash by entity, currency, region, or pool. Detect accounts approaching thresholds. Separate free from restricted cash. All without a support ticket.

‹ AI Cash Flow Forecasting