Real-Time Cash Position
What Is a Real-time Cash Position?
A real-time cash position is an up-to-the-minute view of how much cash your company holds across every bank account, entity, and currency, updated continuously as transactions clear, not calculated once a day from a batch export.
Real-Time vs. End-of-Day Cash Position
Most treasury teams work from an end-of-day position: a snapshot pulled from bank statements after the banking day closes. That data is always historical. A real-time position ingests intraday bank data (MT940, BAI2, or API bank feeds) and updates your position as transactions flow through.
Why It Matters
- Catch overdraft risk before it happens
- Know exactly when funds are available to invest
- Confirm payments have cleared without calling the bank
- Actively manage intraday liquidity
Palm connects directly to your banks and ERP to deliver a continuously updated cash position, by entity, currency, region, or account, without batch exports or overnight delays.
Related Terms: Cash Visibility | Cash Pooling | Bank Reconciliation | Liquidity Management