Liquidity & Cash Forecast
AI vs Rules-Based Transaction Categorisation: A Treasury Guide
Rules-based categorisation breaks silently and never learns. AI categorisation handles the messy reality of real treasury data, learns from every correction, and stays accurate as the business changes.
Christian Sobkowski · 29 May 2026The 13-week cash flow forecast: a practical guide for treasury teams
The 13-week direct cash flow forecast is the backbone of short-term liquidity planning. Here's how to build one that's accurate, maintainable, and actually used.
Christian Sobkowski · 26 May 2026Stop using excel for forecasting; try this instead
You invested in a TMS to get treasury out of spreadsheets. Yet for many teams, forecasting is still the last major workflow living in Excel.
Gurjit Pannu · 20 May 2026Familiar Treasury Stories – One Missed Payment, One Bad Rate, One Expensive Lesson
In a multinational environment, treasury teams often operate across dozens of entities, selling in multiple currencies, sourcing materials globally, and managing constant flows between accounts.
Gurjit Pannu · 13 Aug 2025Manual vs Automated Treasury Forecasting: What’s the Real Cost?
Introduction If you’ve ever lost a full afternoon chasing down missing bank files, fixing broken spreadsheet links, or double-checking cash flow formulas — you’re not alone.
Gurjit Pannu · 4 Jun 2025Working Capital Management in 2025: Why It's Back on the Agenda
As we approach 2025, working capital management (WCM) has re-emerged as a critical focus for enterprise treasuries. This renewed attention stems from economic uncertainty, technological advancements, and regulatory pressures.
Gurjit Pannu · 16 Dec 20248 Key Questions a Treasurer Should Ask When Creating a Cash Flow Forecast
When regurgitating the cash flow forecast week in and week out, it is easy to become stuck in a rut, producing the same information in the same format and with the same shortfalls.
Gurjit Pannu · 16 Oct 2024Cash efficiency- how to get the most out of your cash
A common issue we hear at Palm is that businesses are aware of their idle cash, but lack the time and resources to manage it effectively.
Gurjit Pannu · 3 Aug 2024Variance Analysis: A Treasurer's Guide to Improving the Cash Forecast
A cash flow forecast without variance analysis is like an employee operating without any feedback. Their opportunity to learn, grow, improve and iterate is forgone and they are blind to how well they are performing.
Gurjit Pannu · 2 Aug 2024